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How to Plan Your Monthly Budget


I've learned that the best way to plan my monthly budget is to start by looking at my past spending habits. I write down everything I spend money on, whether it's a $5 latte or a $50 trip to the movies, and then add up all of my expenses for the month. Once I have a total, I divide it by four and set aside that amount from each paycheck. That way ...

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My Experience with Lending Services


I have been borrowing money since I was in college. I have always felt that it is important for me to understand the perspective of a borrower, so I can better understand how my money is being used and whether or not it is being used responsibly. I want to share with you some of my experiences ...

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© Douglas Ficek